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Rates are
effective July 21, 2010
Rates are subject to change any time
Newport 859-572-2660 ~
Bellevue 859-491-5510 ~ Alexandria 859-635-0777 ~
Highland Heights
859-442-8220 ~
Ft. Thomas 859-442-7600 ~ Florence 859-384-5420 ~
Independence
859-363-4470 ~ Crestview Hills Town Center
859-363-4490
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Account |
Balance |
Interest
Rate |
Annual
Percentage Yield
(A.P.Y.) |
Premier
Members Checking Account
$5.00 Monthly Member Fee, (If $10,000/above is
maintained in any
combination of deposit products, the $5.00 service fee
is waived)
|
$1.00 - $7,499.99 |
0.10% |
0.10% |
|
$7,500.00 or above |
0.80% |
.080% |
|
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Enterprise Checking
$12 monthly charge if balance falls below the
required minimum of $2,500.00 |
$2,500.00 - $24,999.99 |
0.05% |
0.05% |
|
$25,000.00 - $49,999.99 |
0.05% |
0.05% |
|
$50,000.00 or above |
0.05% |
0.05% |
|
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Premium Interest Money Market Account
No monthly fees
No minimum balance
(This account limited to 6 transfers per mth. see
disclosure) |
$1.00 - $4,999.99 |
0.05% |
0.05% |
|
$5,000.00 - $9,999.99 |
0.10% |
0.10% |
|
$10,000.00 - $24,999.99 |
0.30% |
0.30% |
|
$25,000.00 - $49,999.99 |
0.50% |
0.50% |
|
$50,000.00 or above |
0.80% |
0.80% |
|
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Money Market Account
$2,500/open ($10 monthly charge if balance falls
below the required minimum of $2,500.00)
(This account limited to 6 transfers per mth. see
disclosure) |
$1.00 - $9,999.99 |
0.05% |
0.05% |
|
$10,000.00 - $24,999.99 |
0.05% |
0.05% |
|
$25,000.00 - $49,999.99 |
0.10% |
0.10% |
|
$50,000.00 - $99,999.99 |
0.30% |
0.30% |
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$100,000.00 - or above |
0.50% |
0.50% |
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Savings |
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Regular Savings |
No minimum Deposit |
0.20% |
|
0.20% |
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Green Thumb Savings |
$50.00 |
0.60% |
|
0.60% |
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GREAT EXPECTATIONS
CERTIFICATES OF DEPOSIT (CDs)
* |
|
|
Minimum Deposit |
Interest
Rate |
Annual Percentage
Yield
(A.P.Y.) |
|
9 MONTH |
|
$1000.00 |
0.40% |
0.40% |
|
13 MONTH |
|
$1000.00 |
0.60% |
0.60% |
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CERTIFICATES OF DEPOSIT (CDs) All CDs Are Auto Renewals
* |
|
|
Minimum Deposit |
Interest
Rate |
Annual Percentage
Yield
(A.P.Y.) |
|
3 MONTH |
|
$500.00 |
0.25% |
0.25% |
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6 MONTH |
|
$500.00 |
0.50% |
0.50% |
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9 MONTH |
|
$500.00 |
0.50% |
0.50% |
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12 MONTH |
|
$500.00 |
0.75% |
0.75% |
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18 MONTH |
|
$500.00 |
1.00% |
1.00% |
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24 MONTH |
|
$500.00 |
1.24% |
1.25% |
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30 MONTH |
|
$500.00 |
1.24% |
1.25% |
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36 MONTH |
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$500.00 |
1.49% |
1.50% |
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48 MONTH |
|
$500.00 |
1.49% |
1.50% |
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60 MONTH |
|
$500.00 |
1.49% |
1.50% |
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INDIVIDUAL RETIREMENT ACCOUNTS - IRAs All IRAs Are Auto
Renewals * |
|
|
Minimum Deposit |
Interest
Rate |
Annual Percentage
Yield
(A.P.Y.) |
|
3 MONTH |
|
$500.00 |
0.25% |
0.25% |
|
6 MONTH |
|
$500.00 |
0.50% |
0.50% |
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9 MONTH |
|
$500.00 |
0.50% |
0.50% |
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12 MONTH |
|
$500.00 |
0.75% |
0.75% |
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18 MONTH |
|
$500.00 |
1.00% |
1.00% |
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24 MONTH |
|
$500.00 |
1.24% |
1.25% |
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30 MONTH |
|
$500.00 |
1.24% |
1.25% |
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36 MONTH |
|
$500.00 |
1.49% |
1.50% |
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48 MONTH |
|
$500.00 |
1.49% |
1.50% |
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60 MONTH |
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$500.00 |
1.49% |
1.50% |
Certificate of Deposit and Individual Retirement Account
early Withdrawal Penalty: |
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Terms up to 32
days = 1/2 of the amount of interest that would have
been earned for the full term |
Terms 33 days to
1 Yr = 90 days simple interest, and Terms 1 yr. + =180
days simple interest
* These Certificates of Deposit automatically renew at
the best available rate of interest as posted at
Citizens Bank for similarly issued certificates of like
term. The above rates are the posted rates for Citizens
Bank for the certificates of deposits listed above.
Rates may vary among branches and may vary if amounts,
terms or other conditions vary from those posted above.
** Specials - Must have existing or new checking
account with Citizens Bank. For consumer use only for
under $100,000.
** Specials CD's and IRA's are non-renewable.
Fees
may reduce earnings on accounts.
If you
have any questions about these rates, please contact a
customer service representative (phone numbers listed
above or on our “Locations”
tab).
The rates reflected on the
rate sheet are current from July 21, 2010
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Copyright ©
2006
Citizens Bank
of Northern Kentucky
All rights
reserved.
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Citizens Bank
of Northern Kentucky
Member FDIC.
Equal Housing Lender  |
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