• Required opening deposit amount is $50.00.
• Required minimum ledger balance is $50.00.
  Below the required minimum, there is a quarterly service charge of $10.00.
• Service Charge per each withdrawal in excess of six (6) per calendar quarter including electronic withdrawal is $2.00.
• Premium Interest Rate paid
• Quarterly Interest transferred to checking account.

Regular Savings Account
This account is the perfect way to let small amounts of money work for you. Set your own pace for saving and watch it grow!

• Earn Quarterly Interest
• Minimum Deposit Requirement is $100.00 to open an account (Minimum is waived for minor or custodial accounts)
• Quarterly Service Fee (Waived by maintaining $100.00 daily collected balance and waived for minor or custodial accounts)
• Six withdrawals per month, no service charge ($.50 per item in excess of six)
• Account may be linked to checking account

Certificates of Deposits
Customize your short or long term savings plan with a Citizens Bank Certificate of Deposit, Flexible terms, competitive interest rates, compounded interest, and income payment options. Compounded interest can be tailored to meet your needs.

• Terms from 3 months to 5 years
• Competitive rates of interest
• An interest penalty will apply for early withdrawal of deposited funds
• Direct Deposit of Interest

Individual Retirement Account (IRA)
Plan for your future or enhance your retirement income by opening a Citizens Bank IRA. Place your IRA funds in Certificates of Deposit and watch your IRA grow with compounded interest.

• Terms from 3 months to 5 years
• Competitive rates of interest
• Flexible withdrawal plans
• Tax Benefits

Money Market Account
Our Money Market account provides access to funds at a moment’s notice (up to six transfers allowed per month). Maximize earnings on reserve funds and allow for liquidity.

• Minimum opening deposit of $2,500 required
• Minimum ledger balance is $2,500; below, a $10.00 monthly service charge will apply
• Competitive Rates of Interest
• Six withdrawals per month

Premium Interest Money Market Account
Designed to provide you with liquidity while earning higher interest rates on your investment. The more you save, the more you earn!