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Basic Business Account
Citizens Basic Business Checking is ideal
for the small business owner. It offers
great benefits and excellent banking
services. Basic Business Checking is
convenient, simple, and cost effective.
Features include no minimum balance, no
monthly service charge, unlimited check
writing, and up to 93 transactions per month
free!
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Business Analysis Checking Account
Business Analysis Checking is designed for
businesses with high transaction activity.
This account is the ultimate cash management
tool. Account holders earn a credit based on
balances maintained in their account each
month; this credit is used to offset monthly
activity costs. $12.00 monthly service
charge.
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Enterprise
Checking Account
This account is perfect for meeting the
needs of small and large businesses with
money saving features and interest earnings.
Interest is paid on average daily available
balances starting at $2,500 and above.*
Minimum ledger balance of $2,500 applies;
below required minimum, there is a $12.00
monthly service charge. Deposit up to 55
Items at no charge per month ($0.15 per
deposit for items in excess of 55). Write up
to 30 checks per month at no charge ($0.25
for each check written in excess of 30)
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Money Market Account
This account provides access to funds at a
moments notice! With up to six transfers
allowed per month, any business can maximize
earnings on reserve funds and still allow
for liquidity.** Minimum ledger balance of
$2,500 is required; below, there is a
monthly service charge of $10.00
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Services for
Business Customers
Non-Profit
Organization Checking
Citizens' contribution to
your good cause. All Non-Profit
organizations are eligible for a
FREE-Interest checking account.
Savings Accounts
Any business can have this
liquid, interest bearing account by
keeping a $100 daily collected balance
to avoid a $3 per quarter service fee.**
Certificates of
Deposit
Match your funds to the time
when needed. Citizens offers a wide
variety of terms and interest rate
options for your business.
Merchant Card
Processing
Take advantage of debit and
credit card usage by using a state of
the art processing system. Citizens
provides the set-up and you make the
sales.
Commercial Loans
New business or established
business, you owe it to your business to
talk to Citizens about your borrowing
needs.
Commercial Lines
of Credit
When funds are needed, be
ready with a line of credit. Citizens
can tailor a line of credit to meet your
special needs.
*Interest rates posted
in lobby daily. Interest rates are subject
to change. ** See account disclosure for
full details.
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