Copyright © 2006
Citizens Bank
of Northern Kentucky
All rights reserved.

Citizens Bank
of Northern Kentucky

Member FDIC. 
Equal Housing Lender 

 

Previous  

·         Basic Business Account
Citizens Basic Business Checking is ideal for the small business owner. It offers great benefits and excellent banking services. Basic Business Checking is convenient, simple, and cost effective. Features include no minimum balance, no monthly service charge, unlimited check writing, and up to 93 transactions per month free!

·         Business Analysis Checking Account
Business Analysis Checking is designed for businesses with high transaction activity. This account is the ultimate cash management tool. Account holders earn a credit based on balances maintained in their account each month; this credit is used to offset monthly activity costs. $12.00 monthly service charge.

·         Enterprise Checking Account
This account is perfect for meeting the needs of small and large businesses with money saving features and interest earnings. Interest is paid on average daily available balances starting at $2,500 and above.* Minimum ledger balance of $2,500 applies; below required minimum, there is a $12.00 monthly service charge. Deposit up to 55 Items at no charge per month ($0.15 per deposit for items in excess of 55). Write up to 30 checks per month at no charge ($0.25 for each check written in excess of 30)

·         Money Market Account
This account provides access to funds at a moments notice! With up to six transfers allowed per month, any business can maximize earnings on reserve funds and still allow for liquidity.** Minimum ledger balance of $2,500 is required; below, there is a monthly service charge of $10.00

  • Services for Business Customers

  • Non-Profit Organization Checking
    Citizens' contribution to your good cause. All Non-Profit organizations are eligible for a FREE-Interest checking account.

    Savings Accounts
    Any business can have this liquid, interest bearing account by keeping a $100 daily collected balance to avoid a $3 per quarter service fee.**

    Certificates of Deposit
    Match your funds to the time when needed. Citizens offers a wide variety of terms and interest rate options for your business.

    Merchant Card Processing
    Take advantage of debit and credit card usage by using a state of the art processing system. Citizens provides the set-up and you make the sales.

    Commercial Loans
    New business or established business, you owe it to your business to talk to Citizens about your borrowing needs.

    Commercial Lines of Credit
    When funds are needed, be ready with a line of credit. Citizens can tailor a line of credit to meet your special needs.

*Interest rates posted in lobby daily. Interest rates are subject to change. ** See account disclosure for full details.